Workers Compensation Lawyer
If you were injured, you probably have a huge number of different things on your mind. During this time, the last thing you want to do is wade through paperwork, but that is an unfortunately necessary part of receiving compensation for your injuries and the appropriate benefits. This guide will provide you with all the information you need to know about what filing for workers’ compensation entails and what paperwork is necessary.
The Filing Process
The very first thing you need to do when you are injured is report it to your employer. Of course, this only applies if you were injured while on the clock and working. If you are in need of urgent medical attention, this should be your first priority. Once you are not in any danger, your employer should provide you with all the paperwork you need. The exact forms vary from state to state, and possibly depending on your employment type as well. Your employer should know what paperwork is applicable for your state. Typical paperwork relates to the business’ insurance company and the state workers’ compensation agency. If a form your employer asks you to sign seems to be unrelated to insurance or the workers’ compensation agency for your state of employment, it is a good idea to ask for clarification or speak with an employment lawyer. Keep in mind that the deadline to file worker’s comp varies on state as well, although one year is a common timeframe, with 30 days to notify your employer.
What Not To Sign
Unfortunately, some employers try to avoid the responsibility of workers’ compensation by some underhanded means. If you do not keep an eye out for one of these attempts, you may lose out on your medical benefits, compensation for lost wages, and disability benefits. While the exact strategy to avoid paying benefits can vary greatly, it is a good idea to avoid signing any of the following.
- Statements that state things different than what you consider to be the truth
- Individual compensation settlements outside of workers’ comp or insurance claims
- Waivers or liability paperwork
Once the claim is filed, you should hear back in two to four weeks whether the claim was approved. In some states, the claim is automatically approved if you do not hear back by the deadline. If you are denied, or if your employer refuses to file a claim, you should immediately contact an employment lawyer. The denial can be appealed, so do not give up if things do not go your way immediately.