Chances are high that you’ll have to deal with some type of injury in your life. If you experience something serious, you could face a long physical and emotional recovery. There are also financial challenges, as medical bills can quickly escalate. Fortunately, there are ways you can soften the blow of these issues. Your insurance company and a personal injury lawyer can provide assistance to get back on your feet. If your insurance company quickly offers a settlement, there are some things you should do first.
Provide Plenty of Information
After an accident, you should get in touch with the appropriate insurance representative to file a claim. If you are in a car accident, you will work with the auto insurance company and the provider of the other driver. For other types of incidents, your medical insurance provider should process the claim. As you communicate with these people, make sure you give them as much information as possible about the accident. Give details of how it happened, where it happened, what parts of your body you injured and how severely hurt you are. It may also help to take pictures of your injuries and anything related to the accident.
Speak to an Attorney
You should never accept an insurance settlement without first speaking to a lawyer. Some insurance companies may try to shortchange you or even not accept your claim at all. It may be tempting to take the first offer you receive, but your attorney will make sure you get a fair amount. If you believe your injuries are due to someone else’s negligence, you should speak to an experienced lawyer right away. Also, if the insurance company is not responsive or is difficult to work with, a lawyer can communicate with the provider and negotiate a proper settlement.
Seek Medical Care
To show your insurance company how much your settlement should be, you need to promptly seek medical attention. As soon as possible after your accident, visit a doctor. A competent physician will examine you and diagnose your condition. You will then get appropriate treatment. Your doctor and other health care professionals will document these visits and treatments. You should include this information in your insurance claim and personal injury case.In the aftermath of an accident, be wary of accepting a settlement from the insurance company without first talking to a personal injury lawyer. Your attorney has the knowledge and skill to ensure you are being treated fairly.